Tag Archive | "credit card lawsuit defense lawyer"

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Florida Regulators of Debt Collectors: Asleep at the Switch


It’s no surprise that Florida debt collectors are having a field day in this economy.  We often hear stories about how those debt collectors harass and abuse consumers throughout Central Florida.  Consumers have a right to expect that their government will protect them from debt collectors who refuse to follow the law.  However, a recent article in the Orlando Sentinel pointed out how Florida’s regulators of debt collectors are failing to protect Florida consumers.  The key points of the article are almost too incredible to believe:

 Last year, the Federal Trade Commission received more than 11,000 complaints from Floridians about debt collectors.  Based in part on those overwhelming complaints, a new law regulating debt collectors took effect last October.  Since then, the Florida Office of Financial Regulations has received more than 400 complaints about debt collectors.  Yet, incredibly, that Office has not punished or fined a single debt collector!

 It has only “taken administrative action” against one debt collection company, but has not even imposed any penalty yet.  Rather than imposing an appropriate punishment, the Florida agency is apparently negotiating with the debt collector over what the punishment should be. 

When your government won’t protect you, you need a consumer protection attorney to pursue debt collectors who violate the law.  If you find yourself being harassed or abused by a debt collector here in Central Florida, please email us or call us at 1-888-834-5297 for a free consultation regarding your legal rights.

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Credit Card Lawsuit Win Against Zakheim & Associates


We had the privilege of representing a client in County Court who had been sued for an alleged credit card debt.  The Plaintiff was FIA Card Services, who was represented by attorneys Richard Battaglino, Arturo Arca and Sasha Haro from Zakheim and Associates.

They sued our client for nearly $23,000 under two different theories (Open Account and Account Stated).  We used our knowledge of Florida law and the applicable Rules of Civil Procedure to aggressively defend our client.  We filed interrogatories asking important questions about numerous aspects of the case that were required to be answered by FIA Card Services under oath.  We filed requests for production seeking documents we could use to defend the case.  We also filed requests for admission in an attempt to force the debt collector to narrow the issues in the case.

After reviewing our firm’s aggressive tactics in defending credit card lawsuits, FIA Card Services, through its attorneys Zakheim & Associates, voluntary dismissed their case without any payment at all by our client.

If you have been sued in a credit card lawsuit or other debt collection lawsuit in  Central Florida (including Volusia County, Seminole County, Lake County, Brevard County, Orange County or Flagler County), please feel free to review the information on this website about our experience in defending against such debt collection lawsuits.  We would be honored if you would then contact us for a free consultation about how we can assist you.

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Rudnitsky Law Firm
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Lake Mary, FL 32746

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