The Attorney General of the State of Minnesota has sued Midland Funding, LLC and an affiliate, Midland Credit Management, Inc., for fraud in connection with its debt collection activities. Midland Funding is a well-known debt buyer that has also filed numerous lawsuits here in Florida seeking to extract money from Florida consumers.
The Attorney General’s lawsuit focused on “robo-signed” affidavits. This refers to the practice of signing affidavits under oath claiming a debt is legitimate even though the person signing the affidavit has not verified their accuracy or sometimes even without reading them, in order to quickly obtain a judgment against consumers. It is referred to as “robo-signing” because the process is similar to robots doing the same thing over and over again without any verification. As some of you may know, “robo-signing” has been exposed as a huge problem here in Florida in the context of mortgage foreclosure actions.
This lawsuit demonstrates that “robo-signing” is also a huge problem in the area of credit card lawsuits and debt collection lawsuits generally. For example, the Attorney General indicates that they have sworn testimony from numerous Midland Funding employees that they have signed up to 400 false affidavits per day; those affidavits were then filed in Court as supposed “proof” of the debt. In my opinion, not only should the signers of the affidavit be held responsible for their actions, but so too should their employer, Midland Funding, and the lawyers who submit those affidavits to Florida Courts.
More information about the Minnesota Attorney General’s lawsuit can be found by clicking here. If you have been sued by Midland Funding or suspect you are a victim in a case where such a false affidavit was submitted, please contact us through this link or by calling us on our toll-free number at 1-888-834-5297. As an experienced Florida credit card and debt collection defense lawyer, I am here to help the consumers of Seminole County, Orange County (including Orlando), Volusia County, Brevard County, Lake County and Flagler County.