Two of our clients were sued in separate credit card lawsuits by the debt collection law firm of Hayt, Hayt & Landau, P.L. from Miami.  The lawsuits were brought on behalf of debt buyer Equable Ascent Financial, LLC.  In both cases, Equable Ascent Financial claimed to have bought the debt from Washington Mutual Bank (WaMu) / Chase Bank USA, N.A.  The Hayt, Hayt and Landau attorneys on both cases were Jason Dragutsky, Robert Orovitz and Dana Stern; their legal claims were based on Money Lent and Unjust Enrichment.  From the time we were hired by both clients, we promptly went to work representing them.  We were able to get both lawsuits against both clients dismissed.

When you retain us, we will keep you informed every step of the way.  We make ourselves available to answer any questions, even in the evening and on weekends.  If you need assistance, please call or contact us by clicking here for a free consultation.

Our client was sued by RJM Acquisitions, LLC, as assignee of Washington Mutual. RJM Acquisitions was represented by attorneys Jason Dragutsky, Robert Orovitz and Dana Stearn from the law firm of Hayt, Hayt & Landau, P.L. from Miami, Florida.  In their complaint, the debt collection lawyers sued our client for Money Lent and Unjust Enrichment.

After trying to the case on his own (what the court calls “pro se” or “in propria persona”) without success, he retained our firm to represent him.  Based on our legal knowledge and experience, we were able to obtain a dismissal of this lawsuit.

You do not have to deal with your debt collection or credit card lawsuit on your own.  Remember, the attorneys suing you are experienced in the debt collection process.  Let our experience work for you: contact us anytime for a free consultation.

Equable Ascent Financial, LLC hired the law firm of Hayt, Hayt and Landau, P.L. from Miami, Florida to sue our client here in Central Florida for an alleged credit card debt.  Attorneys Robert Orovitz, Dana Stern and Jason Dragutsky represented Equable Ascent Financial, and brought claims for Money Lent and Unjust Enrichment.

Upon being retained by our client, we filed our Notice of Appearance and other necessary legal documentation.  As a result of our efforts, the case against our client was permanently dismissed, without our client paying anything to Equable Ascent Financial.  If you have been sued by Equable Ascent Financial or any other debt buyer, please send us an email or call us for a free consultation before you lose important rights.

We were retained to represent a client who  came to us trying to stop a garnishment of their bank account by Capital One, represented by Hayt, Hayt and Landau.  Those debt collection lawyers claimed they were entitled to the garnished money from our client’s bank account because they had signed a Stipulation for Entry of Final Judgment Execution Withheld.

Working with our client, we were able to establish that the money in the bank account was exempt from garnishment, and therefore could not be seized.  We were also able to establish the signed Stipulation did not cover these funds.  Based on the results of our investigation and legal analysis, Capital One agreed to voluntarily dismiss their garnishment.

In many cases where a debt collector has sued a Florida consumer on a credit card debt or other consumer debt, they will file a Motion for Summary Disposition (in Small Claims or County Court) or its equivalent in Circuit Court, a Motion for Summary Judgment.  This is a very important legal document, and you should never ignore it.

Although Florida residents have a constitutional right to a jury trial, that right is not absolute.  For example, if there are no facts in dispute, there is nothing for the jury to decide.  A Motion for Summary Disposition means that the debt collector is telling the court that there are no facts in dispute, and that they should within right away, without any trial.  Generally, they say that you have not formally disputed that the debt is valid and that you owe the money.  They then argue that the law allows them to get a judgment against you.

It is critically important that you respond appropriately to such a Motion.  If you do not respond formally to the Court, you can lose your lawsuit before you even have a chance to explain your side of the story.  Don’t let this happen to you.  When you are faced with this, an experienced credit card defense lawyer knowledgeable about court procedure and credit card debt / debt collection can help you protect your rights in court.  Contact me now by phone, email or fax.  Or just click here to contact us over the internet.