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Day or Night Calls From Debt Collectors

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NO.  The Fair Debt Collection Practices Act (FDCPA) contains important restrictions on how and when a debt collector can contact you:

  • They cannot contact you at any time or place that they know or should know is inconvenient for you.  Unless they are told otherwise, they can assume that your convenient times are only between 8:00 a.m. and 9:00 p.m.  If these or any other times are inconvenient, let them know!
  • They generally cannot contact you at all if they know you are represented by a lawyer and they have your lawyer’s contact information.
  • They cannot contact you at your place of employment / job location if they know or should know that your employer prohibits you from receiving such communications there.

Click on the titles to the following additional articles for more information on getting the debt collectors to stop calling:

Debt Collectors Won’t Stop Calling – What Should I Do?

Debt Collectors Are Contacting My Family And Friends – Can I Get Them To Stop?