Day or Night Calls From Debt Collectors» Print This Page
- September 1, 2009
- Debt Collector Harassment
NO. The Fair Debt Collection Practices Act (FDCPA) contains important restrictions on how and when a debt collector can contact you:
- They cannot contact you at any time or place that they know or should know is inconvenient for you. Unless they are told otherwise, they can assume that your convenient times are only between 8:00 a.m. and 9:00 p.m. If these or any other times are inconvenient, let them know!
- They generally cannot contact you at all if they know you are represented by a lawyer and they have your lawyer’s contact information.
- They cannot contact you at your place of employment / job location if they know or should know that your employer prohibits you from receiving such communications there.
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