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Can I Sue a Debt Collector

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If you have experienced threats, lies, deception, abuse or harassment by a debt collector, you may be entitled to sue them.  If they have violated the Fair Debt Collection Practices Act (FDCPA) or the Florida Consumer Collection Practices Act (FCCPA), you have specific legal remedies.

If they violated those laws, you may be entitled to file a lawsuit against them, even if you owe the debt they are trying to collect.  If you win that lawsuit, you can recover up to $1,000.00 plus your actual damages caused by their breaking the law.  In addition, the debt collector can be held responsible for your attorney’s fees.

Suing a debt collector often also causes the misconduct to stop.  Once they have been caught, it’s very difficult for them to continue their abuse, since that may increase the damages you can win from them.  It also makes it very difficult for them to claim it was all an “honest mistake”.

So, if you’ve been abused by a debt collector, you may be able to recover money from them, and force them to stop their abuse.  If you have been the victim of an abusive debt collector, contact us for a free consultation to determine your rights.