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Florida Garnishment: Automatic Protection for Social Security and VA Benefits
- April 18, 2011
- Debt Collection Lawsuit Defense, News
The U.S. Treasury issued a new regulation set to take effect on May 1, 2011 that would help protect consumers... View Article
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Florida Debt Collection Lawsuits: Debt Buyers vs. Original Creditors
- February 6, 2011
- Debt Collection Lawsuit Defense, News
Increasing amounts of Florida credit card lawsuits and debt collection lawsuits are filed by debt buyers rather than original creditors.... View Article
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Can I Be Sued for the Credit Card Debt of Someone Who Died
- January 19, 2011
- Debt Collection Lawsuit Defense
One of the more frequent questions we get is whether you can be sued for the credit card debts of... View Article
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Auto Deficiency Lawsuit Victory!
- November 28, 2010
- Cases, Debt Collection Lawsuit Defense, Lemon Law / Car Problems
Our client retained us when he was served with a writ of garnishment that tried to seize his wages. Unknown... View Article
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Vehicle Repossessions: Overview of Your Rights
- November 22, 2010
- Debt Collection Lawsuit Defense, Lemon Law / Car Problems
We periodically get inquiries from potential clients asking about their rights after their vehicle get repossessed (repo’d). This post generally... View Article
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Defending Lawsuits by Auto Finance Companies
- November 19, 2010
- Debt Collection Lawsuit Defense, Lemon Law / Car Problems
Let’s say you bought a car from a dealer, but it turns out the car is a piece of junk,... View Article
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I’m Defending Myself in a Debt Collection Lawsuit, But It’s Not Working – What Can I Do?
- November 17, 2010
- Debt Collection Lawsuit Defense
Unfortunately, many debt collectors, especially credit card companies, simply don’t care and just want to get more money from you. The consumer then gets frustrated as the lawsuit continues to move toward trial and the debt collection lawsuit still isn’t dismissed. Sometimes it’s not dismissed because the consumer does not know the court rules and procedures that are required to have the lawsuit dismissed.
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Counterclaims: Striking Back at the Debt Collector
- November 15, 2010
- Debt Collection Lawsuit Defense, Debt Collector Harassment
Debt collectors are well known for filing improper lawsuits. You may have not just a defense to their lawsuit, but you may be able to sue them back. Suing the Plaintiff who has sued you is known as filing a Counterclaim, which is simply a counter-lawsuit against the person or company who has sued you.
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Affirmative Defenses: You Can Beat the Debt Collectors
- November 15, 2010
- Debt Collection Lawsuit Defense
An affirmative defense is different than just defending your lawsuit. In order for a plaintiff to win a lawsuit against you, they have to prove each of the “elements” of their claim. Check out with a Florida debt lawyer for more information.
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Credit Card Penalties
- July 12, 2010
- Debt Collection Lawsuit Defense, News
A series of new credit card regulations becomes effective on August 22, 2010. This post briefly explains how those new regulations affect some of the fees that your credit card company can charge you for certain credit card penalties. Learn how to avoid a Florida credit card lawsuit with Rudnitsky Law Firm.
Debt Collection Lawsuit Defense
» Print This PageWe represent consumers who have been sued by credit card companies for credit card debt. We also represent consumers sued by other types of debt collectors, including for medical debt, auto repo deficiency, RV repo deficiency, and other types of consumer debt. These lawsuits can be brought by the original creditor (such as Citibank, Capital One, Wells Fargo, Discover, American Express, etc.) or by the debt buyers who buy the debt for pennies on the dollar (such as Midland Funding, CACH LLC, Cavalry Portfolio Services, Mainstreet Acquisition Corp., Equable Ascent Financial LLC, etc.). The articles below describe the typical litigation process, as well as affirmative defenses and legal strategies we have used successfully in the past for our clients. If you find yourself being sued by a debt collector, call us today for a free consultation about your rights and potential defenses.