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Debt Collector Harassment

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Even if you owe a debt, federal and state laws prohibit the debt collector from using abusive or harassing conduct in trying to collect that debt. Such conduct may include the debt collector trying to collect more than the amount due, using abusive language, implying they are lawyers or affiliated with law enforcement agencies when they are not, threatening arrest, contacting you at inconvenient times or if you have told them to stop, contacting friends or employers, making false statements on your credit reports, making robo-calls to your cell phone, and many other types of illegal conduct. If you have been victimized by a debt collector, we can seek justice for you to recover your losses, as well as penalties provided by several laws, including the Fair Debt Collection Practices Act (FDCPA) and the Florida Consumer Collection Practices Act (FCCPA). The articles below provide more information about your rights relating to illegal conduct by debt collectors.

  • Debt Validation Notice

    Validation of a debt simply means confirmation or verification of the debt under the Fair Debt Collection Practices Act (FDCPA). The FDCPA provides specific legal rights to a consumer who requests a validation notice to verify the debt. That law requires that the debt collector must generally provide you a written notice within five days after they first communicate with you.

  • Fair Debt Collection Practices Act

    The Fair Debt Collection Practices Act, or FDCPA for short, is a federal law that applies in all states. It provides certain rights to consumers by restricting the time, place and methods that debt collectors can use in trying to collect on debts. Learn more about FDCPA from a Rudnitsky Law Firm Florida FDCPA Lawyer.

  • Debt Collection Abuse

    Many consumers have reported a variety of abusive debt collection practices used by the credit card companies and other creditors trying to get their money. There are important laws, including the federal Fair Debt Collection Practices Act (FDCPA), that regulate how and when debt collectors can contact consumers. Rudnitsky Law Firm Florida Debt Lawyer can help you out.