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Repo Deficiency Lawsuit Dismissed by Jefferson Capital Systems

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Our clients had purchased a used vehicle from a local dealer, who arranged financing and assigned the contract to a car finance company called American Credit Acceptance.  However, the vehicle was repossessed soon after the sale.  American Credit Acceptance later sold the contract to a debt collector, Jefferson Capital Systems, LLC, who filed a lawsuit against our clients for a repo deficiency.  A repo deficiency lawsuit is a lawsuit filed after a car is repossessed, where the finance company or debt collector sues for the remaining balance due after the car is resold at auction.  Attorneys Sarah Daley and Brittany Gramsky from the debt collection law firm of Rausch, Sturm, Israel, Enerson & Hornik, LLC from Clearwater represented Jefferson Capital Systems in this repo deficiency lawsuit.

After we were retained, we filed an answer to the complaint and proceeded representing our clients with several motions and discovery.  We are very knowledgeable about the defenses that are unique to a repo deficiency lawsuit.  We are also knowledgeable about the defenses available in other types of debt collection lawsuits.  After we aggressively litigated this case, Jefferson Capital Systems dismissed the repo deficiency lawsuit against our clients.

If you have been sued in a repo deficiency lawsuit, or any other lawsuit by a debt collector or car dealer, you do not have to go through this stressful situation alone.  Let Mr. Rudnitsky’s 18 years of experience representing consumers help you in your lawsuit.  Even if you have tried representing yourself, call us to see if we can help you.  You are welcome to click here to read our client reviews about their experiences with our law firm.