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Tag Archive: Lake Mary

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  • Debt Collectors Contacting Family and Friends

    The Fair Debt Collection Practices Act (FDCPA) strictly limits how a debt collector can deal not only with you, but with your family, friends, neighbors and others. The only persons a debt collector can communicate with about your debt are you, your lawyer, a credit reporting agency, the creditor, or their lawyers. Get in touch with a Florida Debt Attorney to limit debt collectors from harassing you, your family and friends.

  • Debt Collection Abuse and Harassment

    The Fair Debt Collection Practices Act provides specific examples of conduct that are prohibited by covered debt collectors. For example, a debt collector cannot call you repeatedly or continuously with the intent to annoy, abuse or harass you or any other person. To win under the Fair Debt Collection Practices Act, you must be able to prove they violated the FDCPA with evidence admissible in Court.

  • Debt Validation Notice

    Validation of a debt simply means confirmation or verification of the debt under the Fair Debt Collection Practices Act (FDCPA). The FDCPA provides specific legal rights to a consumer who requests a validation notice to verify the debt. That law requires that the debt collector must generally provide you a written notice within five days after they first communicate with you.