Archive | Cases

Winning Debt Collection Lawsuit Against Midland Funding

Plaintiff: Midland Funding, LLC

Original Creditor: Citibank

Plaintiff’s Attorneys: Joel Lucoff and Armando Vasquez

Plaintiff’s Law Firm: Pollack and Rosen, P.A.

Case Outcome: Case dismissed without our client paying anything

Our client was sued for Breach of Contract and for Unjust Enrichment by the law firm of Pollack and Rosen, PA. Attorneys Joel Lucoff and Armando Vasquez represented Midland Funding, LLC. Midland Funding claimed that it had purchased the alleged debt from Citibank, and that the records reflected that our client owed them money. Our client disputed these claims, and even provided documentation that he had paid Citibank in full. Our client originally tried to defend this credit card lawsuit himself, but Midland continued to prosecute it. Once we were retained by our client, we filed appropriate motions with the Court and sent out discovery requests that would prove our client was correct. Midland Funding then dismissed the case without our client paying anything to them or their attorneys.

If you have a similar situation, or if the debt collector is refusing to listen to you, contact us now. Let our experience defending debt collection cases work for you. We are located in Lake Mary, Florida in Seminole County and accept such cases throughout Central Florida.

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Home Improvement Contract Violations

Plaintiff (Client) Sued Defendants For: Home Improvement Contract Violations

Defendants: J.T. Construction Inc. and Jeffrey Torres

Defendants’ Attorney: Austin Aaronson Defendants’ Law Firm: Aaronson, Austin, PA

Case Outcome: Client received full refund of all payments

Client Problem: Our client entered into a contract with J.T. Construction to install a new roof on their home.  After receiving the deposit, J.T. Construction attempted to change the contract and delayed beginning work.  Despite repeated attempts to resolve this, J.T. Construction and its owner, Jeffrey Torres, refused to repair our client’s roof and refused to refund our client’s payment.

Outcome for Client:  We filed a lawsuit based on several causes of action.  Shortly afterward, the parties settled the lawsuit, with Defendants J.T. Construction and Jeffrey Torres refunding all of our Client’s payments and also paying the Client’s attorney fees and costs.  As a result, our Client received a full refund of all payments.

If you have tried unsuccessfully to get a refund for work promised by a contractor or any other company, we would be happy to represent you: just click here to send us a message about your potential case.  Our mission is Helping Florida Consumers in home improvement scams, auto dealer fraud, odometer fraud, rebuilt wrecks, yo-yo sales, debt collection lawsuit defense, debt collector harassment, identity theft, defective products, and personal injury / wrongful death cases.

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Defeating Debt Collection Lawsuit by LVNV Funding

Plaintiff:  LVNV Funding LLC

Original Creditor:  Citibank

Plaintiff’s Attorneys:  Jeffrey Kahn

Plaintiff’s Law Firm:  Wagner, Hunt & Kahn, P.A.

Case Outcome:  Case dismissed without our client paying anything

Our client was sued by the law firm of Wagner, Hunt and Kahn, P.A. on behalf of LVNV Funding for claims of Account Stated, Open Account, Money Lent and Quantum Meruit.  While the original creditor for the credit card was Citibank, LVNV Funding claimed to have purchased the account and sued our client.  We served discovery including Interrogatories, Requests for Production and Requests for Admission on LVNV Funding.  We also successfully defended a motion filed by their lawyers.  Our client did not pay anything to Citibank, LVNV Funding, or their attorneys as a result of this lawsuit, which they dismissed.

If you need an attorney who deals in debt collection defense, FDCPA, debt collection harassment, credit reporting, identity theft, contractor fraud, breach of contract, warranty issues, or auto scam cases, contact us.  We also handle cases involving defective products, personal injury from car accidents and other consumer justice issues, call us toll free for a free consultation.  You can also view more information about our other areas of practice at www.CarSafetyLawyer.com and www.TheAirbagBlog.com.

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Defeating Auto Deficiency Lawsuit

Plaintiff:  Merrill Lynch / Merrill Lynch Bank, USA

Plaintiff’s Law Firm:  Pollack & Rosen, P.A.

Plaintiff’s Attorneys:  Joseph Harrison and Joel Lucoff

Plaintiff sued under:  Breach of Retail Installment Sale Contract

Case Outcome:  Case Dismissed Without Client Paying Anything

Client Problem:  Our client was sued by Merrill Lynch.  The Law Firm of Pollack and Rosen, P.A. from Coral Gables, Florida and attorneys Joseph Harrison and Joel Lucoff represented Merrill Lynch.  They sued for an automobile repo deficiency.

Outcome for Client:  After retaining us, we put our knowledge of the law in the areas of debt collection, auto repossession, and deficiency judgments to use to defend the case.  We filed our answer and affirmative defenses, as well as various notices and motions.  We were successful in winning the case at a court hearing before trial.

Contact us if you have been sued and need an experienced Seminole County consumer lawyer to defend your debt collection case or auto deficiency case after a repo.  Don’t be victimized by any unfair or deceptive practice by a car dealership, such as odometer fraud, car sales fraud, spot delivery / yo-yo / bait and switch financing, undisclosed rebuilt wrecks, financing fraud, or a refusal to honor warranty.  These laws also apply to motorcycle dealers, truck dealers, scooter / trike dealers, and RV dealers, as well as car dealers.  We would be honored to represent you.

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Razor Capital Lawsuit Dismissed

Plaintiff:  Razor Capital, LLC

Original Creditor:  Wells Fargo

Plaintiff’s Attorneys:  Desiree Andreu

Plaintiff’s Law Firm:  Law Offices of Andreu, Palma and Andreu, PL

Case Outcome:  Case dismissed without our client paying anything

Our client was sued by Razor Capital, LLC for claims under Account Stated and Unjust Enrichment, with reference to the National Banking Act.  Attorney Desiree Andreu represented Razor Capital, LLC.  After being retained, we filed the appropriate paperwork with the Court.  The case was dismissed without our client paying anything to Wells Fargo, Razor Capital or their debt collection lawyer.

While we handle personal injury cases in which someone was injured or killed by a defective product throughout Florida, we also handle credit card cases and other consumer protection cases in Seminole County, Orange County, Brevard County and Volusia County.

We have handled numerous consumer protection cases; let our experience work for you.  While the specifics for each case are different, and no one can guarantee the outcome of a case, we can guarantee we will keep you informed every step of the way.  We respect your privacy and will not put your last name or any dollar amount on any of our websites.  We have been in practice for 14 years and still do not charge our clients for phone calls, normal mailings and postage, copies or faxes.

Contact us for a free no obligation consultation at 1-888-834-5297.  We are conveniently located in Lake Mary, Seminole County, Florida with parking right outside our door.  Don’t wait until it’s too late, our consultations are always free.  If you are being sued on a credit card in Seminole County or Brevard, Orange or Flagler, we will be happy to meet with you at any time, including evenings or weekends.

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Summary Judgment Against Target National Bank

Plaintiff: Target National Bank / Target Visa

Original Creditor: Target National Bank / Target Visa

Plaintiff’s Attorneys: Arthur Rubin and Aaron Velmosky

Plaintiff’s Law Firm: Rubin and Debski, P.A.

Case Outcome: Final Judgment in favor of our client

Rubin & Debski filed their credit card lawsuit against our client, claiming that there had been a breach of contract under the terms of the credit card agreement.  We filed several motions, including a Motion for Summary Judgment, based on our knowledge of the applicable Florida laws, court rules and rules of evidence.  The Court then entered a Final Summary Judgment in our client’s favor, even without a trial.  This meant that our client had won, and did not have to pay anything to Target National Bank.

We are here to defend you in credit card lawsuits filed in Orange County, Seminole County Flagler County, Lake County, Brevard County and Volusia County.  If you have been sued by a credit card company or other debt collector, put our knowledge and experience to work for you: click here to contact us for a free consultation.  Or, if it’s more convenient for you, simply call us toll-free at 1-888-834-5297.

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Two Clients Prevail Against Equable Ascent Financial

Two of our clients were sued in separate credit card lawsuits by the debt collection law firm of Hayt, Hayt & Landau, P.L. from Miami.  The lawsuits were brought on behalf of debt buyer Equable Ascent Financial, LLC.  In both cases, Equable Ascent Financial claimed to have bought the debt from Washington Mutual Bank (WaMu) / Chase Bank USA, N.A.  The Hayt, Hayt and Landau attorneys on both cases were Jason Dragutsky, Robert Orovitz and Dana Stern; their legal claims were based on Money Lent and Unjust Enrichment.  From the time we were hired by both clients, we promptly went to work representing them.  We were able to get both lawsuits against both clients dismissed.

When you retain us, we will keep you informed every step of the way.  We make ourselves available to answer any questions, even in the evening and on weekends.  If you need assistance, please call or contact us by clicking here for a free consultation.

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Credit Card Lawsuit by Hayt, Hayt and Landau for Equable Ascent Financial, LLC

Attorneys Jason Dragutsky, Robert Orovitz and Dana Stern represented Equable Ascent Financial, LLC in a case against our client.  Our client was sued in this credit card debt collection case under the legal theories of Money Lent and Unjust Enrichment.

Using our experience, we were able to have the case against our client dismissed.  While being sued and being served a court summons can be a scary experience, it doesn’t have to be.  You don’t have to go through this difficult time alone:  Contact us anytime at 1-888-834-5297.  Our consultations are always free.

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Client Sued by A & A North American Financial, LLC

A & A North American Financial, LLC retained the Law Offices of Andreu, Palma & Andreu, PL to sue our client.  They filed their lawsuit against our client under two different legal theories:  Account Stated and Unjust Enrichment.  In their lawsuit, A & A North American Financial claimed to have purchased the alleged debt from Washington Mutual (WaMu) / Chase Bank.  Shortly after we were retained and filed certain notices with the Court, they dismissed their lawsuit without our client paying them anything at all.

When you retain our firm, you can rest assured that we will keep you informed and answer your questions.  The personal attention you receive at the first meeting will continue throughout the case.  We are here for the people who are sued by the experienced debt attorneys.  Don’t you deserve an experienced consumer protection attorney helping you?  Don’t risk Summary Judgment or take the chance of having your wages or bank accounts garnished.  Call us today, toll free, at 1-888-834-5297 or click here to send us a message through this website.

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Cases Handled By Our Firm

The content in our “Cases” section describes some but not all of the consumer protection cases previously handled by our firm.  Please note that this information has not been reviewed or approved by the Florida Bar, and that your facts and circumstances may differ from those in the cases described below.  Of course, every case is different, and must be evaluated and handled on its own merits.  We invite you to contact us if you have any questions about the facts and circumstances applicable to your specific case.

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Obtaining Justice in Used Car Deal with Grimaldi Enterprises

Our client went looking for a reliable and dependable used car from Grimaldi Enterprises, LLC in Daytona Beach, Florida.  Although she put a deposit on the car they recommended, Grimaldi Enterprises did not provide the car to her right away, but insisted that she first sign additional paperwork.  The used car lot also told her the sales price was going to be higher for a customer buying on credit than for a customer paying cash.  Before allowing her to take the car, the Grimaldi dealership also gave her even more paperwork in which they tried to change the terms of their deal.  Once she received the car, it was in a different condition than it had been when she signed the initial contract.

After retaining us, our investigation revealed that our client had numerous claims against the Grimaldi Enterprises car dealership.  We filed our Complaint with claims for:  Revocation of Acceptance, Fraud and Misrepresentation, Violation of the Florida Deceptive and Unfair Trade Practices Act and others.  Shortly after we filed our lawsuit, Grimaldi Enterprises agreed to a settlement that included numerous provisions in our client’s favor, including a full refund to our client for her deposit and all court costs.

If a new or used car dealer has unfairly taken advantage of you – either in misrepresenting the condition of the car or in the vehicle financing or other paperwork – the law may provide you with certain remedies.  If you’ve been faced with a similar situation, please contact us to determine your rights.  Remember, the initial consultation is always free, so don’t delay.

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Midland Funding Dismisses Debt Collection Lawsuit

Midland Funding, LLC sued our client on an alleged debt they claimed to have purchased from Chase Bank USA.  The lawsuit was filed by the debt collection law firm of Sprechman & Associates from Miami, FL, who asserted three separate counts seeking to recover damages as well as court costs.

We promptly filed our answer and affirmative defenses explaining why we believed Midland Funding was not entitled to recover money from our client.  When Midland Funding refused to produce the documents in accordance with the deadlines in the court rules, we filed a Motion for Summary Judgment.  Soon after that, Midland Funding dismissed its case against our client.

If you have been sued by Midland Funding or another debt buyer, please contact us for a free consultation.  We are here to protect consumers like you

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CACH Dismisses Credit Card Lawsuit Against Our Client

Our client was sued by debt buyer CACH, LLC for an alleged credit card debt they claimed to have bought from Citibank.  CACH was represented by the Law Offices of Andreu, Palma and Andreu, PL in Miami, Florida.  They sued under client under two legal theories:  Account Stated and Unjust Enrichment.  They also made allegations relating to the National Banking Act.

Upon being retained, we promptly filed our Notice of Appearance to inform the Court and CACH’s lawyers that we represented our client in this credit card lawsuit.  Shortly after that, CACH’s debt collection lawyers agreed to permanently dismiss their lawsuit without our client paying them anything at all.

If you are faced with a similar situation and are unsure what you should do, please call us for a free consultation so that we can advise you of your rights.  We would be honored to represent you.

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Capital One Debt Collection Lawsuit Dismissed

Attorneys Daniella Diaz and Kimberlee Otis from the law firm of Zakheim and Associates, P.A. (now known as Zakheim & LaVrar, P.A.) represented Capital One Bank (USA), N.A. in a credit card debt collection lawsuit against our client.  Our client was sued under Breach of Credit Card Agreement and Account Stated.

After being retained and filing the necessary paperwork, Capital One dismissed the case without our client paying anything.  When time is of the essence, contact a knowledgeable credit card attorney to represent you.  Helping Florida Consumers is what we are all about.

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Palisades Collection Credit Card Lawsuit Dismissed

Our client was sued by the law firm of Erskine and Fleisher from Fort Lauderdale, FL.  Erskine and Fleisher represented Palisades Collection, LLC and sued our client under various legal theories: Equitable Action for Promissory Estoppel, Equitable Action for Estoppel in Pais (Equitable Estoppel), Indebitatus and/or General Assumpsit for Money Had and Money Received, Unjust Enrichment and Money Had and Money Received.

After being retained, we filed our legal documents with the Court, and informed Erskine and Fleisher that we now represented our client.  Soon afterwards, the lawsuit against our client was dismissed.  We are here for the people needing assistance with their credit card lawsuit and would be honored to assist you.

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CACH Promptly Drops Lawsuit When We Defend Client

CACH, LLC hired attorney Mellissa A. Ferris in Orlando, Florida to sue our client for a credit card debt they claimed they had bought from Bank of America.  Based on our investigation, we were able to assert numerous affirmative defenses to their debt collection lawsuit.  Soon after we filed our Answer, Affirmative Defenses and Jury Demand with the Court, CACH agreed to permanently dismiss their lawsuit and to remove any negative information they had provided for the account from our client’s credit reports.

If you are being sued, please contact us.  We are conveniently located in Seminole County and accept such cases throughout Central Florida, including Seminole County, Orange County, Volusia County, Brevard County, Lake County and Flagler County. Please don’t hesitate to contact us by clicking here or call us today for a free consultation.

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Aggressive Defense Defeats Arrow Financial Credit Card Lawsuit

Arrow Financial Services, LLC, a large and well-known debt buyer, was represented by Jorge L. Palma, a debt collection lawyer with the Law Offices of Andreu, Palma & Andreu, PL in Miami.  Even though they were suing our client, they could not provide the evidence that our client was responsible for the alleged debt, which they claimed stemmed from a GE Money Bank credit card.  After significant discovery, a deposition and several court appearances, Arrow Financial Services dismissed their case without our client paying a penny.  If you need assistance with a lawsuit filed against you, call us for a free consultation to learn more about your rights and possible defenses.

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Client Prevails over Capital One, Represented by Rubin & Debski

Attorneys Nicole Raines and Arthur Rubin from the law firm of Rubin & Debski, P.A. in Jacksonville, FL represented Capital One Bank (U.S.A.), N.A. in a lawsuit against our client.  While Rubin and Debski requested thousands in damages and attorney fees in their complaint, our clients did not pay anything to either Capital One or to their debt collection lawyers, Rubin and Debski, as a result of this lawsuit.  In fact, we used our knowledge of the law and experience in handling credit card cases to assert a counter-claim, suing Capital One on behalf of our client.  We were able to sue Capital One because our client had reached a settlement with Capital One years earlier, and had made the payments required under that agreement; they then violated that settlement by suing our client.  At the end of the case, Capital One ended up paying our client for violating debt collection laws, as well as our client’s attorney fees.

While each case is different, one thing is the same.  At the Rudnitsky Law Firm, we will give each of our clients the individualized attention they deserve.  Being a small firm has its advantages, including the ability to provide personal service to each of our clients.  Contact us if you are in need of attorney.

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Credit Card Lawsuit Dismissed: RJM Acquisitions

Our client was sued by RJM Acquisitions, LLC, as assignee of Washington Mutual. RJM Acquisitions was represented by attorneys Jason Dragutsky, Robert Orovitz and Dana Stearn from the law firm of Hayt, Hayt & Landau, P.L. from Miami, Florida.  In their complaint, the debt collection lawyers sued our client for Money Lent and Unjust Enrichment.

After trying to the case on his own (what the court calls “pro se” or “in propria persona”) without success, he retained our firm to represent him.  Based on our legal knowledge and experience, we were able to obtain a dismissal of this lawsuit.

You do not have to deal with your debt collection or credit card lawsuit on your own.  Remember, the attorneys suing you are experienced in the debt collection process.  Let our experience work for you: contact us anytime for a free consultation.

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Successful Claims Against Port Orange Auto Sales and Louis Ferris

Our clients purchased a used car from Louis Ferris at the Port Orange Sales, LLC dealership in Port Orange, Florida.  Later, Port Orange Sales had the vehicle repossessed.  Our clients retained us shortly afterward, and we immediately started working on their behalf.  We discovered numerous irregularities with the dealership, the vehicle financing documents, and the repo; these included violations of both state and federal laws.  Using our knowledge of auto sales, auto fraud and auto financing, we were able to apply those laws to obtain justice for our clients, including the return of their vehicle.

If you are experiencing problems with a vehicle you purchased, or with its financing, contact us to preserve your rights.  If you have also purchased a vehicle from Port Orange Sales, LLC or any other “buy here, pay here” used car dealer, and are experiencing similar issues, we may be able to help you obtain justice too.

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Rudnitsky Law Firm Successfully Defends Client Against Equable Ascent Financial

Equable Ascent Financial, LLC hired the law firm of Hayt, Hayt and Landau, P.L. from Miami, Florida to sue our client here in Central Florida for an alleged credit card debt.  Attorneys Robert Orovitz, Dana Stern and Jason Dragutsky represented Equable Ascent Financial, and brought claims for Money Lent and Unjust Enrichment.

Upon being retained by our client, we filed our Notice of Appearance and other necessary legal documentation.  As a result of our efforts, the case against our client was permanently dismissed, without our client paying anything to Equable Ascent Financial.  If you have been sued by Equable Ascent Financial or any other debt buyer, please send us an email or call us for a free consultation before you lose important rights.

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Dismissal of Credit Card Lawsuit Filed by Portfolio Recovery Associates

Our client retained us when she was served with a Summons and Complaint for a credit card debt collection lawsuit on behalf of Portfolio Recovery Associates, LLC.  Attorneys Jason Dragutsky, Robert Orovitz and Dana Sterna from Hayt, Hayt & Landau, P.L. in Miami represented Portfolio Recovery Associates, LLC.  Their legal claims included counts for Money Lent and Unjust Enrichment.

We successfully represented our client, and were able to get the lawsuit dismissed without any payment by our client on the alleged credit card debt.  Helping Florida Consumers is what our firm is about.  Please don’t hesitate to call us on our toll-free number (1-888-834-5297) or just click here to go to our “Contact Us” page to submit your information.

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Zakheim and LaVrar Debt Collection Lawsuit Dismissed

Zakheim and Associates, P.A., now known as Zakheim and LaVrar, P.A., sued our client on behalf of Discover Bank in a credit card debt collection lawsuit. The Zakheim attorneys assigned to this case, Kimberlee J. Otis and Michele L. Nihiser from Plantation, Florida, sued our client under the legal theories of Open Account and Account Stated.  NCO Financial Systems had also been involved in this credit card account. After we applied our knowledge of the applicable court rules, statutes and cases, including those applying to Open Account and Account Stated claims, the lawsuit against our client was dismissed.

As a Central Florida Consumer Protection law firm, our mission is Helping Florida Consumers.  We would be honored to put our experience to work for you.

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Mainstreet Acquisition Corporation Debt Collection Lawsuit Dismissed

Our client was sued in a debt collection lawsuit by Mainstreet Acquisition Corporation under a Complaint for Equitable Relief under Promissory Estoppel, Equitable Estoppel (Estoppel in Pais), Indebitatus Assumpsit and Unjust Enrichment. Attorney Andrew D. Fleisher from the Law Offices of Erskine and Fleisher represented Mainstreet Acquisition Corporation.

After applying our knowledge of state and federal cases, statutes and court rules, we were able to have the debt collection lawsuit dismissed for our client. While words like Promissory Estoppel or Indebitatus Assumpsit may seem confusing, these are terms our law firm is familiar with and ready to defend. We are here for the people who need assistance in defending their credit card lawsuit.

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Appeals Court Upholds Consumer Victory Against Arrow Financial and Hayt, Hayt and Landau

Our client was sued by Arrow Financial Services, LLC as an assignee of Washington Mutual Bank. Arrow Financial was represented by the law firm of Hayt, Hayt & Landau in Miami, FL, including their attorneys Robert J. Orivitz and Dana Kalman (Dana Stern). They sued our client for Breach of Contract and for Money Lent. Our client initially tried to represent himself, but later retained us to handle the case for them when the debt collector would not give up. After we were retained, we applied our legal knowledge and experience, and the case was dismissed.

The Court also imposed sanctions against both Arrow Financial Services and Hayt, Hayt and Landau, who then appealed those sanctions. After extensive briefing, the appellate court upheld the sanctions against the debt collectors.  We are very proud that we were able to win the case for our client and provide him and his family with the justice they deserved.

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Debt Collection Lawsuit: Precision Recovery Analytics Lawsuit Dismissed

The Law Office of Andreu, Palma and Andreu, PL from Miami, FL (attorneys Jorge Palma and Diamelyn Cepero) filed a debt collection lawsuit against our clients on behalf of debt collector Precision Recovery Analytics, Inc.  They sued our client for breach of contract, unjust enrichment and account stated.  After many motions and lengthy discovery, the debt collector’s lawsuit was dismissed and our client did not have to pay anything at all on the alleged debt.

While each case is different, one thing is the same.  We will defend your case 100%.  We are not a debt “negotiation” law office, we completely fight for our clients.  Know your rights and know that your case will be handled by an experienced consumer protection attorney from beginning to end.  Contact us for a free consultation.  We will be happy to defend you in a credit card lawsuit filed in Seminole, Volusia, Orange, Brevard, Flagler or Lake County.

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Chase Bank Credit Card Lawsuit Dismissed

We were retained after our client was sued by JP Morgan Chase’s Legal Department attorneys Philip A. Orsi, Lisa Dolin Eiss, Anthony J. Maniscalco, Buffy D. Thomas and Danielle E. Bishop.  We filed the necessary documents during the case, including discovery (interrogatories, requests for production and requests for admission) and motions.  After our aggressive representations, Chase’s lawsuit was dismissed without our client paying them anything.  If you need representation against a debt collector, call us.  We are here for the people who need legal assistance, anytime.  If you were sued in Brevard, Flagler, Lake, Seminole, Orange or Volusia counties, contact us at 1-888-834-5297 or through our easy web contact form.

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Debt Collection Trial Against CACH, LLC and Law Offices of Harold Scherr

Attorneys Harold E. Scherr and Alex McClure from the Law Offices of Harold E. Scherr, P.A. in Lake Mary, Florida represented CACH, LLC in a lawsuit filed against our client.  The debt collection lawyers for CACH (owned by Square 2 Financial) sued our client under Breach of Contract, Account Stated, Unjust Enrichment and Open Account.  After serving Interrogatories, Requests for Admission and Requests for Production and filing various Motions, a trial date was set.  At trial, Harold Scherr’s offices brought in debt collection attorney Karla Ayer.  During trial, we made numerous objections to the testimony of CACH’s witness and its documents, as well as documents from the original creditor, Bank of America.  We also submitted extensive briefs / memoranda of law pointing out why our client was clearly entitled to win.  We won at trial and a Final Judgment was entered in favor of our client: CACH and the Law Offices of Harold Scherr did not recover a penny from our client.

If you are being sued, contact us any time, day or night.  Let our experience work for you.  We devote 100% to our clients and have experience in all aspects of defending credit card lawsuits, including pleadings, pretrial conferences, mediations, discovery, motions to dismiss, motions for summary judgment / motions for summary disposition, numerous other motions, trial and appeals.  We also represent consumers throughout Central Florida (including Orlando / Orange County, Seminole County, Volusia County, Brevard County, Lake County and Flagler County) in auto deficiency actions, debt collection lawsuits, auto repossessions, home improvement scams, auto defects / auto fraud, identity theft, and other consumer protection matters.  And remember, there is never a charge for the initial consultation, so don’t delay and don’t lose valuable rights: contact us today through this website or by calling us toll-free at 1-888-834-5297.

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Credit Card Lawsuit: Beating Citibank and Law Office of Patrick A Carey

Our client was sued by Citibank (South Dakota), N.A.  Attorneys Patrick A. Carey, and Robert J. Rivera from the law firm of Patrick A. Carey, P.A. in Orlando represented Citibank.  Citibank and its lawyers sued our client under three different counts: Account Stated, Money Lent and Open Account.  After requiring Citibank to respond to our discovery and a targeted motion, we won the case for our client.

If you were sued by the law firm of Patrick A. Carey, P.A. in Orange County, Flagler County, Seminole County, Lake County, Volusia County or Brevard County, call us for a free consultation.  Remember when you receive a Summons and Complaint for a credit card debt, you have important rights, but you have to respond within the allotted time or you can lose your case.  There is a lot of information on the internet for the people who want to investigate what their lawsuit might mean, their legal rights or to learn more about the law firm suing them.   However, it is best to get the answers to your questions from an experienced attorney.  Call us or email us anytime for a free consultation – we will make ourselves available.

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Auto Deficiency Action: Successful Defense Results in Dismissal

Our client was sued in County Court here in Central Florida for an auto deficiency judgment following a repossession.  The Plaintiff, Cavalry Portfolio Services LLC, was a debt buyer who claimed to have bought the Retail Installment Sales Contract and debt from GMAC.  They were represented by the Florida debt collection law firm of Law Offices of Andreu, Palma & Andreu, PL, including their debt collection lawyers Jorge Palma and Diamelyn Cepero.

We agressively fought this auto deficiency lawsuit in court using our knowledge of Florida law and Florida court rules.  As a result, Cavalry Portfolio Services dismissed their lawsuit.  Our client did not have to pay anything.

While each case is different, one thing stays the same: the debt buyer’s law firm will be experienced in debt collection.  You need an experienced Central Florida consumer protection attorney to represent you when you are sued, because your money, your property, your credit score and your reputation are all at stake.  As a Florida debt collection defense law firm, we have won other auto deficiency lawsuits and would be honored to defend your lawsuit against these debt collectors and their lawyers.  We are conveniently located in Lake Mary (Seminole County), Florida and accept such cases throughout Central Florida, including Seminole County, Orange County, Volusia County, Brevard County, Lake County and Flagler County.  Please don’t hesitate to contact us by clicking here or call us today for a free consultation.

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